EMI calculator Flat vs Reducing Rate Calculator Flat vs Reducing Rate Calculator Loan Amount (₹) Interest Rate (%) Loan Tenure Months Years Flat Rate EMI: ₹0 Principal: ₹0 Total Payment: ₹0 Reducing Rate EMI: ₹0 Principal: ₹0 Total Payment: ₹0 Amortization Schedule (Reducing Rate) Month EMI (₹) Interest Paid (₹) Principal Paid (₹) Balance Principal (₹)